Simplified Issue Whole Life Insurance provides permanent Life Insurance protection with a simple application process, basic health questions, and no medical exam for many applicants. It is designed for individuals who want lifelong coverage without complicated underwriting.
We work with established U.S. insurance carriers to provide a range of policy options and underwriting approaches.
We provide a comprehensive range of insurance solutions designed to support protection, wealth building, retirement planning, and health-related financial security.
Affordable coverage for a set period of time, designed to provide financial protection during your most important years — such as raising a family or paying off a mortgage.
Learn MoreA whole life policy designed to help cover end-of-life expenses such as funeral costs, medical bills, and other final obligations.
Learn MoreA permanent life insurance policy with simplified underwriting based on basic health questions rather than a full medical exam.
Learn MoreA whole life insurance option that guarantees approval regardless of health history, typically used for final expense planning and legacy protection.
Learn MoreA permanent life insurance solution that offers lifelong protection along with the opportunity for tax-advantaged cash value growth linked to market index performance.
Learn MoreAnnuity products designed to provide growth potential linked to market indexes while helping reduce downside market risk.
Learn MoreProvides a lump-sum cash benefit after diagnosis of a covered serious illness to help manage medical costs and financial obligations.
Learn MoreSecure permanent Life Insurance through a simplified approval process designed to make protection fast, easy, and accessible.
Provides lifelong financial protection with simplified approval and reduced underwriting requirements.
Typically 18 to 80+, depending on carrier.
Basic health questions required. No physical testing or labs typically needed.
Not required for most policies.
Simplified issue underwriting.
Simplified · Minutes – Days depending on carrier review.
Individuals seeking permanent Life Insurance with simplified approval and minimal underwriting requirements.
We assist clients nationwide and provide guidance tailored to state-specific availability and regulations.
Don't see your state? Contact us — we add new state availability regularly and may have updated coverage options for your area.
Simplified Issue Whole Life Insurance gives you lifelong protection without complicated underwriting.
Hexis Legacy Group is a licensed independent insurance agency. Our license credentials are listed in the header above for verification.
Coverage availability varies by state. Rates and eligibility are subject to underwriting approval. Not all applicants will qualify. All products are offered as part of a solicitation for insurance. Some policies may include graded benefits or waiting periods.
TCPA consent is required for phone and SMS communication. This website is not affiliated with any government program including Medicare, Medicaid, or Social Security.
For questions about coverage availability in your state, please contact a licensed agent. All policies are issued by participating insurance carriers and subject to their terms and conditions.
