Guaranteed Issue Whole Life Insurance provides permanent Life Insurance coverage with no medical exam and no health questions for most applicants. It is designed for individuals who may have health conditions and still want lifelong protection and peace of mind.
We work with established U.S. insurance carriers to provide a range of policy options and underwriting approaches.
Guaranteed Whole Life Insurance is a permanent life insurance policy that provides lifelong coverage with no medical exam or health questions required. As long as you meet the basic eligibility requirements, acceptance is guaranteed, making it an accessible option for individuals who may not qualify for traditional life insurance.
As a trusted life insurance agent in the US, Hexis Legacy Group works with multiple leading insurance carriers to help you compare Guaranteed Whole Life Insurance plans and find coverage that fits your budget, eligibility, and financial needs with confidence.
We provide a comprehensive range of insurance solutions designed to support protection, wealth building, retirement planning, and health-related financial security.
Affordable coverage for a set period of time, designed to provide financial protection during your most important years — such as raising a family or paying off a mortgage.
Learn MoreA whole life policy designed to help cover end-of-life expenses such as funeral costs, medical bills, and other final obligations.
Learn MoreA permanent life insurance policy with simplified underwriting based on basic health questions rather than a full medical exam.
Learn MoreA whole life insurance option that guarantees approval regardless of health history, typically used for final expense planning and legacy protection.
Learn MoreA permanent life insurance solution that offers lifelong protection along with the opportunity for tax-advantaged cash value growth linked to market index performance.
Learn MoreAnnuity products designed to provide growth potential linked to market indexes while helping reduce downside market risk.
Learn MoreProvides a lump-sum cash benefit after diagnosis of a covered serious illness to help manage medical costs and financial obligations.
Learn MoreSecure peace of mind with Guaranteed Issue Whole Life Insurance designed to ensure coverage when other policies may not be available.
Provides lifelong Life Insurance protection for individuals who may not qualify for traditional underwriting.
Typically 50 to 85+, depending on carrier.
No health questions required for most plans.
Not required.
Guaranteed issue (no medical underwriting).
Guaranteed Approval once application requirements are met (subject to age limits and carrier rules).
Individuals who cannot qualify for traditional Life Insurance but still want guaranteed protection for final expenses and end-of-life costs.
Individuals and families needing strong financial protection during specific life stages — like raising children, paying a mortgage, or building financial stability.
We provide a comprehensive range of insurance solutions designed to support protection, wealth building, retirement planning, and health-related financial security.
We assist clients nationwide and provide guidance tailored to state-specific availability and regulations.
Don't see your state? Contact us — we add new state availability regularly and may have updated coverage options for your area.
Guaranteed Issue Whole Life Insurance ensures you can still protect your loved ones, regardless of your health history.
Hexis Legacy Group is a licensed independent insurance agency. Our license credentials are listed in the header above for verification.
Coverage availability varies by state. Rates and eligibility are subject to underwriting approval. Not all applicants will qualify. All products are offered as part of a solicitation for insurance. Some policies may include graded benefits or waiting periods.
TCPA consent is required for phone and SMS communication. This website is not affiliated with any government program including Medicare, Medicaid, or Social Security.
For questions about coverage availability in your state, please contact a licensed agent. All policies are issued by participating insurance carriers and subject to their terms and conditions.
