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Strategic Life Planning and Advisory Service.
We empower our client with knowledge and Insurance Based Financial product designed to help them Succeed.
Protect Your Legacy with Confidence
Your Trusted Partner for Final Expense, Indexed Universal Life, and Annuities - simple, affordable life and health insurance solutions tailored for you.
About Hexis Legacy Group
At Hexis Legacy Group, we believe protecting your family is more than a policy — it’s a purpose. Built by agents who have worked in the life insurance space for years, our team understands the true meaning of family, protection, and building a legacy that lasts for generations.
Founded by a group of family-focused professionals, Hexis Legacy Group was created to serve people the way we would want our own families served — with honesty, clarity, and care. With over a decade of combined experience and offices located in Palm Beach County, Florida, we’ve helped thousands of individuals and families secure their financial future.
We proudly represent over 30+ top-rated carriers, giving our clients access to the best coverage options in the market — not cookie-cutter solutions. We listen first, advise second, and execute with excellence.
Through our strategic partnership with HexisMD, a forward-thinking telemedicine provider, we extend our vision beyond life insurance. We believe in showing up for our families — not just in the future, but right now. That means valuing health, presence, and peace of mind.
Whether you’re looking to protect your family, grow your financial legacy, or join a team that truly cares — Hexis Legacy Group is here to guide the way.
Our Philosophy
We believe that understanding life insurance shouldn't be overwhelming. Our approach is built on clear communication, transparency, and a commitment to educating our clients so they can make informed decisions without pressure.
Independent Advantage
Unlike captive agents, we are not tied to a single insurance carrier. This allows us to research and compare policies from a wide network of top-rated providers, ensuring you receive a solution that truly fits your unique needs and budget.
Client-Centered Service
From your initial consultation to ongoing policy support, your needs are our priority. We simplify the application process and remain available for policy reviews, beneficiary changes, and claim assistance as your life evolves.
Client-Centered Service
From your initial consultation to ongoing policy support, your needs are our priority. We simplify the application process and remain available for policy reviews, beneficiary changes, and claim assistance as your life evolves.
Based in Lantana, Florida, we proudly serve our local community and clients across the region, providing expert advice on Final Expense Insurance, Indexed Universal Life, and other crucial financial protection strategies.
Meet Our Sales Director
Richie Acevedo-
Our Sales Director leads with a commitment to understanding your unique needs and finding the perfect insurance solutions. With years of experience and a passion for client success, they are dedicated to guiding you through every step of the process with clarity and expertise.
Understanding Final Expense Insurance
Final Expense Insurance provides peace of mind by covering funeral, burial, and other end-of-life expenses. This specialized coverage helps ease the financial burden on your loved ones during an already difficult time, ensuring your final wishes are respected without creating financial strain.
Many families are surprised by the significant costs associated with end-of-life arrangements. Without proper planning, these expenses can deplete savings or create debt for those left behind. Final expense policies typically offer face values between $5,000 and $25,000 - precisely what's needed to cover these immediate costs.
Unlike traditional life insurance, final expense policies are designed with simplified underwriting, making them accessible even to those with health concerns. Most policies feature level premiums that never increase and coverage that never decreases, providing certainty in an uncertain future.
Health Factors That Affect Your Insurance Rates
Understanding how your health impacts your insurance options is crucial to finding the right coverage at the best possible rates. Insurance carriers evaluate certain health conditions when determining eligibility and premium costs, but having health challenges doesn't mean you can't get coverage.
1
Diabetes
Both Type 1 and Type 2 diabetes are considered when underwriting a policy. Your A1C levels, medication regimen, and how well-controlled your condition is will impact your rates. Many carriers offer specialized programs for diabetic applicants.
2
Heart Conditions
Prior heart attacks, coronary artery disease, arrhythmias, and other cardiovascular issues are carefully evaluated. Factors like time since diagnosis, treatment compliance, and current stability will be considered during the underwriting process.
3
High Blood Pressure
Hypertension is common but can affect your rates depending on severity, medication requirements, and how well it's controlled. Regular monitoring and physician care can help demonstrate risk management.
4
Tobacco Use
Smoking and other tobacco use typically result in higher premiums. However, many carriers offer better rates for former smokers who've quit for at least 12 months, and some specialize in coverage for active smokers.
We specialize in helping clients with various health profiles find appropriate coverage options. Our knowledge of which carriers accommodate specific health conditions allows us to match you with the most favorable policies for your situation.
Choosing Your Beneficiaries
Selecting who will receive your insurance benefits is one of the most important decisions you'll make when securing a policy. Your beneficiary designations determine how your legacy will be distributed and can have significant financial and emotional implications for your loved ones.
When naming beneficiaries, it's essential to understand the different types of designations and how they work:
Primary Beneficiaries
These individuals or entities will receive the policy proceeds first. You can name multiple primary beneficiaries and specify the percentage each should receive (e.g., 50% to spouse, 25% to each child).
Contingent Beneficiaries
These "backup" beneficiaries receive the payout only if all primary beneficiaries are deceased or unable to accept the benefit. This safeguard ensures your benefits don't enter probate if something happens to your primary beneficiaries.
Common beneficiary mistakes include naming minors directly (consider a trust instead), failing to update designations after major life events like marriage or divorce, and providing insufficient information for identifying beneficiaries. We can help you navigate these potential pitfalls.

Did You Know? Your insurance beneficiaries generally override will provisions, making these designations critical to your overall estate planning strategy. Regular reviews ensure your designations still reflect your wishes.
Indexed Universal Life Insurance: Building Wealth While Protecting Loved Ones
An Indexed Universal Life (IUL) policy combines permanent life insurance protection with potential for tax-advantaged cash value growth linked to market index performance - without the risk of market losses.
How IUL Works
Unlike traditional life insurance that provides only a death benefit, IUL policies allocate a portion of your premium to a cash value account. This account can grow based on the performance of stock market indexes like the S&P 500, but with built-in protection against market downturns.
When the market performs well, your cash value grows according to the index's gains (up to a specified cap rate). When the market declines, your cash value typically doesn't lose value, instead receiving a guaranteed minimum interest rate (often 0-1%). This "floor" protection is what makes IUL unique - the potential for market-linked growth without the risk of market losses.
Living Benefits of IUL
  • Tax-deferred cash value growth - pay no taxes while your money compounds
  • Tax-free policy loans and withdrawals when structured properly
  • Flexible premium payments - adjust as your financial situation changes
  • Accelerated benefits for chronic or critical illness
  • No contribution limits like 401(k)s or IRAs
  • Death benefit proceeds pass income-tax free to beneficiaries
IUL policies offer a unique combination of death benefit protection, cash value accumulation potential, and flexibility that make them attractive for long-term financial planning. They can serve as a valuable complement to traditional retirement accounts, providing tax advantages and living benefits that many other financial vehicles cannot match.
Comparing Your Life Insurance Options
Understanding the differences between various life insurance types helps you make an informed decision based on your specific needs, budget, and financial goals.
This chart illustrates potential cash value accumulation over time, comparing different policy types with equal premium payments. While term insurance provides maximum death benefit protection for the lowest initial cost, permanent policies like Whole Life and IUL build equity you can access during your lifetime. Your ideal solution may involve a combination of policy types to address different needs.
Getting Started: Our Simple Process
1
Free Consultation
We begin with a no-obligation conversation to understand your specific needs, concerns, and budget. This can take place in-person at our Lantana, FL office, by phone, or via video conference - whatever works best for you.
2
Policy Comparison
We research policies from multiple top-rated insurance carriers to find options that best match your situation. We present these options clearly, explaining the benefits and limitations of each without complex jargon or pressure tactics.
3
Application Assistance
Once you've selected a policy, we handle the paperwork and guide you through the application process. For many final expense policies, approval can be immediate with no medical exam required - just a health questionnaire.
4
Ongoing Support
Our relationship continues after your policy is in force. We provide regular policy reviews, help with beneficiary changes, assistance with claims, and are available to answer questions as your needs evolve over time.
"The team made the entire process incredibly simple. They explained everything clearly and found me coverage I didn't think I could qualify for due to my diabetes. Five years later, they still check in regularly to make sure my policy still meets my needs."
- Margaret R., Boynton Beach
We understand that discussing life insurance and final arrangements can feel overwhelming. Our approach focuses on creating a comfortable, pressure-free environment where you can ask questions, explore options, and make informed decisions at your own pace.
Contact Us Today!
Taking the first step toward securing your family's financial future is as simple as reaching out. Whether you have specific questions about coverage options or just want to learn more about how insurance can protect your loved ones, we're here to help.
Based in Lantana, Florida, we proudly serve clients throughout Palm Beach County and beyond. As independent agents, we work with multiple insurance carriers to find solutions that truly fit your unique situation - not just what one company has to offer.

Licensed insurance agency. Products and coverage subject to terms and conditions. Not all applicants will qualify for all insurance types or coverage amounts.
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Contact Us
Phone: [561]-444-7267
Office: 1177 Hypoluxo rd. Suite 305, Lantana, FL 33462
Hours: Monday-Friday 9am-5pm, Evenings and weekends by appointment
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Your privacy is important to us. We will never share your information with third parties.
Join the Hexis Legacy Group Team
At Hexis Legacy Group, we are always looking for passionate, driven individuals to join our growing family. If you are committed to helping families protect their financial future and build lasting legacies, we invite you to explore career opportunities with us.
We offer a dynamic work environment, comprehensive training, and the chance to make a real difference in people's lives. Discover how you can grow with a company that values integrity, client-centered service, and community impact.
Careers at Hexis Legacy Group
Build your career. Protect legacies. Get paid what you’re worth.
At Hexis Legacy Group, we’re not your typical insurance agency. We’re a high-performance, family-centered team located in West Palm Beach, FL, built by agents for agents — people who know the grind, respect the hustle, and reward real results.
Why Agents Choose Hexis:
We offer a compensation structure designed for your success:
  • $3,000 Base Salary – No draw, no guessing games. You start with real stability.
  • Inbound Leads Only – You’re not cold calling. You’re taking warm calls from real people ready to talk.
  • No Chargebacks – We absorb the risk, so you don’t have to worry about your hard-earned commissions disappearing.
  • Monthly Bonuses – Based on daily performance, not vague quotas. You close? You win.
System & Support for Success:
We provide the tools and guidance you need to thrive:
  • Fully Built System – We provide your CRM, dialer, scripting, virtual assistant, leads, and leadership support so you can focus on one thing: closing.
  • Clear Path to Leadership – Want to build a team? We’ll help you. You grow, we grow.
New to the Industry?
No problem. If you’re not licensed yet, we’ll help you get licensed — and we’ll pay for it. You’ll be guided through every step of the process, from your first training day to your first paycheck.
Ready to Start Your Journey with Hexis?
We're looking for passionate individuals to join our growing team. Fill out the form below, and our recruitment specialists will reach out to discuss how you can build a thriving career protecting legacies with Hexis Legacy Group.
1
Your Contact Information
Provide your full name, email address, and phone number so we can get in touch.
2
Experience & Licensing
Tell us about your sales experience and current insurance licenses. New to the field? No problem, we offer full training!
3
Your Goals
Share what you're hoping to achieve in your next career step. We're here to help you reach your full earning potential.
Privacy Policy & Terms of Use
Privacy Policy
This Privacy Policy is owned and managed by Hexis Legacy Group.
Privacy Policy Intro:
This Privacy Policy explains how Hexis Legacy Group, also known (the "Company"), gathers, utilizes, maintains, and reveals information collected from users (each, a "User") of the HexisLegacygroup.com website ("Site"). This policy applies to the Site and all products and services provided by Hexis Legacy Group.
Personal Identification Information
We may gather personal identification information from Users in various ways, including, but not limited to, when Users visit our site, register, place an order, fill out a form, and engage in other activities, services, features, or resources available on our Site. Users may be requested to provide, as applicable, their name, email address, mailing address, and phone number.
How We Use Collected Information
Hexis Legacy Group, may collect and utilize Users' personal information for the following purposes:
To enhance customer service
Your information helps us respond more effectively to your customer service requests and support needs.
To personalize user experience
We may use information in the aggregate to understand how our Users as a group use the services and resources provided on our Site.
To process payments
We may use the information Users provide about themselves when placing an order only to provide service to that order.
To send periodic emails and SMS messages
We may use the email address to send User information and updates pertaining to their order. It may also be used to respond to their inquiries, questions, and/or other requests.
How We Protect Your Information
We implement appropriate data collection, storage, and processing practices, along with security measures, to guard against unauthorized access, alteration, disclosure, or destruction of your personal information, username, password, transaction details, and data stored on our Site.
Sharing Your Personal Information
We do not sell, trade, or rent Users' personal identification information to others. We may share generic aggregated demographic information not linked to any personal identification details about visitors and users with our business partners, trusted affiliates, and advertisers for the purposes outlined above. No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Changes to This Privacy Policy
Hexis Legacy Group, reserves the right to update this privacy policy at any time. When changes are made, we will revise the updated date at the bottom of this page. We encourage Users to regularly check this page for any updates to stay informed about how we protect the personal information we collect.
Your Acceptance of These Terms
  • By using this Site, you indicate your acceptance of this policy.
  • If you do not agree, please discontinue use of the Site.

For questions about this privacy policy, please contact Hexis Legacy Group at info@hexislegacygroup.com.
TERMS OF USE
As established by Hexis legacy Group
for
Owned and managed by: Hexis Legacy Group
Website Terms of Use
Last Updated: 07/01/2025
Welcome to [ www.hexislegacygroup.com ](the "Website"). By accessing or utilizing our website, you agree to adhere to and be bound by these Terms of Use (the "Terms").
If you do not accept these Terms, please refrain from using our website.
  1. Acceptance of Terms
  1. By accessing or utilizing our website, you confirm that you have read, understood, and agree to be bound by these Terms and any applicable laws and
    regulations. If you disagree, you may not access or use the Website.
  1. Changes to the Terms
  1. We may revise these Terms occasionally without prior notice. Your continued use of the Website after any modifications indicates your acceptance of the new
    Terms. We recommend that you review this page regularly.
  1. Privacy Policy
  1. Your use of the Website is also subject to our Privacy Policy, which outlines how we collect, use, and disclose your personal information. Please review our Privacy
    Policy to understand our practices.
  1. Use of Website
  • You agree to utilize the Website for lawful purposes only and in a manner that does not infringe upon the rights of others or restrict their ability to use the
    Website.
  • You may not upload, post, or distribute any material that is unlawful, defamatory, offensive, or violates the rights of others.
  1. User Account and Security
  • Accessing specific features of the Website may require you to create an account. You are responsible for keeping your account information, including your
    password, confidential.
  • You agree to notify us immediately of any unauthorized use of your account or any security breaches.
  1. Intellectual Property Rights
  • All content on the Website, including but not limited to text, graphics, logos, images, and software, is owned by [Insert Name] or its
    content suppliers and is protected by intellectual property laws.
  • You may not reproduce, distribute, modify, or display any part of the Website without our prior written consent.
  1. User-Generated Content
  • By posting, uploading, or submitting any content on the Website, you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, distribute,
    and display such content in relation to the operation of the Website.
  • You are solely responsible for any content you submit and guarantee that it does not infringe on any third-party rights or violate any laws.
  1. Prohibited Activities
  • Engaging in activities that may harm or disrupt the Website's operation, such as hacking, transmitting viruses, or spamming, is strictly prohibited.
  • You may not use automated systems to access the Website in a way that generates more requests than a human could reasonably produce in the same time
    frame.
  1. Third-Party Links
  1. Our website may include links to third-party websites. We are not responsible for the content or practices of these external sites. Your use of linked sites is at
    your own risk, and you should review their terms and privacy policies.
  1. Disclaimer of Warranties
  1. The Website is offered "as is" and "as available" without any warranties, either express or implied. We disclaim all warranties, including but not limited to
    merchantability, fitness for a particular purpose, and non-infringement.
  1. We do not guarantee that the Website will be uninterrupted, secure, or free from errors or viruses.
  1. Limitation of Liability
  1. To the fullest extent permitted by law, Hexis Legacy Group, and his representatives shall not be liable for any damages, including direct,
    indirect, incidental, or consequential damages, arising from your use of or inability to use the Website.
  1. This limitation of liability applies even if we have been advised of the possibility of such damage.
  1. Indemnification
  1. You agree to indemnify, defend, and hold harmless [Hexis legacy Group], its affiliates, officers, directors, employees, and agents from any
    claims, liabilities, damages, losses, or expenses arising from your use of the Website or your violation of these Terms.
  1. Governing Law
  1. These Terms are governed by and constructed in accordance with the laws of the United States of America and the State of Florida, without regard to its
    conflict of law principles. You agree to submit to the exclusive jurisdiction of the courts located in the United States of America, State of Florida
  1. Severability
  1. If any provision of these Terms is deemed invalid or unenforceable, the remaining provisions will continue in full force and effect.
  1. Contact Us
  1. If you have any inquiries regarding these Terms, please reach out to us at:
Hexis Legacy Group
1177 Hypoluxo Rd. Suite 305, Lantana, FL 33462
[561]-444-7267